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EBT/Debit Cards
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EBT/Debit Cards


While most payment processing services concentrate on credit cards, SagarATM prefers to value add other services which benefit the customers more than they expect. One such service is Electronic Benefits Transfer (EBT); a system used to transfer government benefits from a consumer's account to a retailer's account.

EBT has become the easiest & mandatory method for the distribution of cash & food benefits in the United States. This benefits retailers because the system is faster and easier than paper food stamp transactions with much less chance for fraud.

Electronic Benefits Transfer utilizes a plastic debit card + PIN format and can be processed through your credit card terminal exactly like a credit card. All Food, C-store retailers realize that the ability to accept EBT cards as a form of payment opens your potential customer base to a market shunned by many of your competitors.

Businesses that accept EBT will notice improved cost and processing time in comparison to the paper based alternative and will also enjoy access to this underserved market. We can help you incorporate EBT at your location with processing equipment, POS, Pinpads and Software that is EBT-ready.

Debit Cards

SagarATM have found that U.S. consumers love paying with debit, rather than credit, cash or check Debit has enjoyed double-digit growth for more than 10 years. As this sector of the market grows rapidly, we are in the forefront of offering this safer, faster and more cost-effective payment avenue to merchants of all sizes.

Merchants who accept pin-based debit transactions reduce the cost of accepting credit cards significantly by paying a flat transaction fee rather than a percentage-based commission. Pin-based debit transactions virtually eliminate the possibility of fraud and chargebacks while standard options such as debit surcharges and 'cash back' are also available.

With one of our state-of-the-art terminals, POS, Mobile you can take advantage of the fact that you are connected to virtually every ATM & Debit network, including -NYCE, STAR, Accel, Pulse, Maestro, Shazam, Cash Station, Jeanie, Quest and the Visa Interlink network which gives your customers multiple options and makes transactions at your register smooth, simple and profitable.